Governing the Capital Rails of Commercial Real Estate.
Over $1.4 trillion flows annually through commercial construction pay applications via manual, fragmented spreadsheets and subjective approvals. When owners and lenders miss statutory objection windows under prompt-payment laws (such as NY GBL § 756-b or IL 815 ILCS 603/), they forfeit legal defenses and incur mandatory statutory interest. DADO eliminates this exposure with an autonomous, pre-wire clearinghouse that audits every Schedule of Values down to the penny.
Pre-Wire Determinism
We intercept contract invariant breaches, retainage step-down errors, and missing lien waivers before disbursement wires are released.
Statutory Defense Moat
Automated objection dossiers preserve owner defenses under state prompt-payment safe harbors within statutory objection windows (e.g., 12 business days under NY GBL § 756-a).
Straight-Through Clearing
Bifurcated ISO 20022 wire instructions separate conforming progress payments from disputed escrow holds for corporate banking execution.
Leadership & Operating Team
Built by enterprise analytics veterans and systems architects dedicated to autonomous capital governance, contract determinism, and statutory prompt-payment compliance.
Matt Wilson
Founder & CEO
Enterprise analytics and data strategy leader with 20+ years leading large-scale commercial data systems, transaction analytics, and causal measurement frameworks across Fortune 500 networks and high-growth retail platforms. Founded DADO to replace manual pay-application reviews with an autonomous, deterministic pre-wire clearinghouse for commercial capital disbursement.
Domain Advisory & Systems
Legal, Audit & Cloud Architecture
Engineered from enterprise CPG controllership principles, applying deterministic mathematical verification to codified AIA contract covenants and state prompt-payment statutory notice windows (including NY GBL § 756-b and IL 815 ILCS 603/).
Connect with DADO
We are currently onboarding enterprise commercial developers, balance-sheet construction lenders, and institutional title partners for private pilot deployments.